QBO vs OFX vs QFX vs QIF vs IIF: Which Format Does Your Software Want?
Five file formats, one job: moving bank transactions between systems. Here's the two-minute map of which format goes with which software, so you convert once and import cleanly.
The OFX family: OFX, QBO, QFX
OFX is the open bank-feed standard most tools accept. QBO is Intuit's OFX variant for QuickBooks Desktop Web Connect; QFX is the same idea for Quicken. Structurally near-identical — the difference is branding tags and which app opens them.
QIF and IIF: the direct imports
QIF is Quicken's classic plain-text format — old but supported almost everywhere. IIF is QuickBooks Desktop's native import: tab-separated, no bank validation, posts straight to accounts. IIF is the most dependable way into QBD; QIF is the most universal legacy option.
Converting between them
Upload any of them — or a PDF statement or CSV export — and download whichever format your software wants: QBO for QuickBooks Desktop, CSV for QuickBooks Online, QFX/QIF for Quicken, OFX for everything else.
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